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You are a british citizen


Pensions

Changes are coming on 1 January!

On 30 December 2020, the EU and UK signed a trade and cooperation agreement which will determine the rules that apply from 1 January 2021 to relations between the EU and the UK in a number of areas.

Since 1 January 2021, although an agreement has been reached, major changes must be taken into consideration.

The withdrawal agreement, which entered into force on 1 February 2020, includes specific provisions for British citizens settled in France before 31 December 2020. In most cases, you will retain your rights acquired before that date and continue to benefit from the social security coordination mechanisms. The Trade and Cooperation Agreement does not modify these provisions.

If you wish to settle in France in 2021, you will not be covered by these provisions, but the Trade and Cooperation Agreement provides for social security coordination in certain areas.


You are concerned if you are a British citizen living in France and you want your periods of employment and contribution to be taken into account to calculate your pension entitlement.

If you did not find the answers to your questions on this page, you can contact us at the following address: Brexit@sante.gouv.fr


  • Imprimer

Frequently

asked questions


  • How will my pension entitlement be calculated if I return to the UK before 31 December?
  • If you move back to the United Kingdom before 31 December 2020, your pension entitlement will be calculated on the basis of the same rules as apply now, pursuant to the withdrawal agreement. The social security coordination rules under EU regulations will remain applicable by France and the United Kingdom irrespective of the pension settlement date.

    The provisions of the EU-UK Trade and Cooperation Agreement, which apply from 1 January 2021, allow for periods of employment in France and the UK to count toward both French and UK pension entitlements and calculations. 


  • I live in France and I am a recipient of a British pension (old age, disability, survivor's pension, etc.). As of 1 January 2021, will my health coverage situation change and if so, under what conditions?
  • Under the provisions of the withdrawal agreement and if your situation remains the same, your health insurance coverage and the conditions under which you are insured will not change. You will continue to receive benefits under the same conditions as you do now.

    EU rules on coordination of social security systems will continue to apply after 31 December 2020, which signals the end of the transition period, meaning that your rights will be maintained. These rules provide that – if you are receiving a pension from one State and reside in the territory of another State – your health insurance will be covered by the State that pays your pension. This means that your healthcare costs in France will continue to be covered by the French social security system on behalf of the United Kingdom.

    If you have not already done so, you must request an S1 form “Registering for healthcare cover” from your British pension fund. This document will allow you to register with the French health insurance fund in your place of residence. The form will be valid for your entire period of residency in France and will provide you with coverage under the same conditions as a person insured under the French social security system.

    If you also start to receive a French pension, and you continue to live in France, the coordination rules provide that the French system will directly cover your health insurance.

    The provisions of the EU-UK Trade and Cooperation Agreement, which apply from 1 January 2021, are similar to existing provisions in EU regulations on coordination of healthcare for pensioners. This will apply to situations that begin after the transition period ends, as from 1 January 2021.